Skip to content
Español
Call
Text
(310) 937-5972
Profile photo of a State Farm Agent named: Charline Espinoza
State Farm® Insurance Agent

Charline Espinoza

Espinoza Ins and Fin Svcs Inc

Office Hours

After Hours by Appointment

Address

1100 Pacific Coast Highway #6
Hermosa Beach, CA 90254

Corner of PCH and Aviation Blvd in the TRADER JOES Shopping Center next to Starbucks.

Would you like to create a personalized quote?

Continue a saved quote Items needed for a quote
File a Claim Send Payment
5/5 average rating on Google (187 reviews)
Contact Us
Contact Us
Text Us
Map & Directions
Get ID Card

Would you like to create a personalized quote?

Continue a saved quote Items needed for a quote
File a Claim Send Payment

Office Info

Office Hours

After Hours by Appointment

Call us 24 hours a day!

Address

1100 Pacific Coast Highway #6
Hermosa Beach, CA 90254

Languages

English, Spanish, Sindhi
Map Image

Agent Charline Espinoza – Your State Farm Insurance Agent

With over 30 years of experience at State Farm, Charline Espinoza is your go-to agent for all your insurance including Business Insurance, Home Insurance, Renters Insurance, Condo Insurance, Auto Insurance, Life Insurance, and Insurance for Commercial Vehicles. She can help you save on your insurance costs by bundling homeowners, renters, or condominium insurance with your car insurance policy. Start with a FREE insurance quote today!

Why Choose Charline Espinoza State Farm?

Charline understands the importance of protecting you, your family, and your assets from unexpected events. Her team will guide you through various discount options to help lower your insurance costs. Charline’s motto is simple: Treat customers like family. She is dedicated to protecting you, your loved ones, and the life you’ve built. Her passion for ensuring the financial health of households makes her one of the most knowledgeable insurance agents in the field.

Services Offered:

  • Auto Insurance: From collision and comprehensive coverage to commercial options, Charline’s team will help you navigate insurance products for your needs.

  • Home Insurance: Whether it’s homeowners, renters, or condo insurance, Charline can help you find the right coverage.

  • Life Insurance: Protect your family’s financial future with life insurance plans.

  • Business Insurance: Whether you own a startup, a small business, or a mobile business, Charline can guide you through smart insurance options, including business owners insurance, commercial auto insurance, individual health insurance, and workers’ compensation insurance.

Meet Charline Espinoza:

A mother of three and a resident of South Torrance Rivera since 2000, Charline’s children graduated from South Torrance High School and Marymount College. She is an advocate for the Latin community and empowers Hispanic women in entrepreneurship. Charline has spoken at the National Hispana Leadership Institute and participated in panels for Latina success stories.

She actively contributes to local community initiatives such as California Families in Focus and the Torrance Unified School District Performing Arts. Charline is also a supporter of local businesses in the South Bay.

Convenient Services:

  • Bilingual Support: Charline’s team is bilingual, offering services in both English and Spanish.

  • Virtual Meetings: Can’t visit the office? Schedule an online video meeting through State Farm’s virtual meeting platform.

  • Dog-Friendly Office: Charline’s office is dog-friendly.

Service Areas:

Servicing California, Arizona, Nevada, and Oregon.

Get in Touch:

Call or stop by to meet with Charline’s team for a free quote. Schedule your appointment today and let Charline Espinoza help you with all your insurance needs!

Insurance Products Offered

Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet

Other Products

Banking

View Licenses

What causes household mold?

Here are ways to cleanup and prevent household mold.

Car maintenance tasks you can do yourself

To combat auto repair costs that keep climbing, some auto maintenance can be done at home. Here are ones that are usually do-it-yourself.

Pros and cons of rolling over 401k to IRA

Consolidating retirement accounts may save you time and money. Read why you should consider consolidating and what the disadvantages are.

View More Articles

Batman vs. Bateman :30 (Two-Face)

Riddle Me This

Fanny Pack

With 20 years experience, State Farm Agent Charline Espinoza will help protect you, your loved ones and the life you've built. Great insurance coverage options, competitive prices, easy claims, low premiums & excellent service. Our mission is to help people manage the risks of everyday life, recover from the unexpected and realize their dreams. Get a Free Quote Today! Offering - Car & Auto Insurance, Home & Renters Insurance, Commercial & Business Insurance, Life Insurance, Pet Insurance & more insurance products at low premium. Insurance Office is located in Hermosa Beach bordering Redondo Beach, Manhattan Beach, near Torrance & Palos Verdes. Servicing South Bay, Beach Cities and All Greater Los Angeles. Licensed in California

State Farm agent Charline Espinoza and her team of licensed representatives have over 50 years in combined professional insurance experience. Being a good neighbor is about more than just being there when things go completely wrong. It's also about being there for all of life's moments when things go perfectly right. With a passion for serving customers and giving back in our communities, we're happy you decided to get to know us better. State Farm Hermosa Beach can provide guidance on the many products State Farm offers to help people manage the risks of everyday life, recover from the unexpected, and realize their dreams. We can help you select an insurance policy that works for you, whether your insurance needs are auto Insurance, home Insurance, life Insurance, or small business Insurance

Available Positions

https://www.facebook.com/statefarmhermosabeach

Click to view all of Charline's current openings!

Please Note: This opportunity is about potential employment with an independent contractor agent who solicits applications for State Farm products and services, and does NOT result in employment with any of the State Farm Insurance Companies. The employment selection decision , terms and conditions of employment (such as compensation and benefits) are all determined solely by the independent contractor agent.